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Planning for financial "LIGHTS OUT" moments can be intimidating. Luckily, you don't have to do it alone.  Over the last ten years, L.R. JOHNSON & ASSOCIATES, INC. has evolved into one the premier insurance agencies helping professionals, executives, non-profit organizations, and individuals identify overlooked opportunities in their financial programs.

L.R. JOHNSON & ASSOCIATES, INC. (LRJ&A)  focuses on using insurance products and services for the purpose of estate planning, business succession planning, charitable planned giving, and employee benefits including but not limit to annuities, disability insurance, health insurance, life insurance, and long term care insurance.

L.R. JOHNSON & ASSOCIATES, INC. is a full-service insurance & financial services consulting firm dedicated to helping our clients build wealth and protect their hard-earned assets. Our firm is completely independent, so our loyalty belongs exclusively to our clients -- not to a parent company.

Our independence enables us to establish working relationships with a number of industry-leading brokerage firms and insurance providers whose products we leverage through our professional partners network to create customized client portfolios. We recommend only those products and services that can be tailored to suit our clients' unique needs.

Please use my Web site as a resource, and do not hesitate to contact me for additional information or to schedule a meeting. Thank you for your interest.

Sincerely,             

President/CEO   

Analyzes the Fed's trade-offs between employment and inflation concerns.

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Explains benefits of employee-stock ownership plans for succession planning.

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Offers tips to couples with opposite financial styles for finding balance.

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Explains that landlord policies don't cover tenants' personal property.

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Compare the potential future value of tax-deferred investments to that of taxable investments.

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

Use this calculator to estimate how much income and savings you may need in retirement.

How much Disability Income Insurance do you need?

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